Beverly's husband John died a few years ago and she's still has not got used to being alone. He left her the house and savings, but a lot of it is tied up in assets and several bank accounts and she struggles with all the paperwork she's now faced with.

Beverly's and Johns' estate (broadly speaking this is everything they owned at the time of Pete's death) was valued over the Inheritance Tax (IHT) bracket, which is currently £300,000. This meant that everything over that threshold was subject to 40% tax.

That was a devastating blow, especially on top of everything else. And even though she's still financially secure she's worried what will happen in the future. She wants to pass on her wealth to her grandchildren, not the chancellor, but also needs enough to live on.

Investments are a minefield to Beverly and she doesn't know what to do next. She requires the help and support of a specialist to help put her finances in order. The Your Money Matters show provides a live forum to specifically gain this type of advice. Here Beverly can understand what type of Trust she needs in order to protect her money to provide for her families future.